Posez vos questions sur l'immobilier québécois : achat, vente, location, rénovation, hypothèque et plus.
Nos taxes municipales ont augmente de 12% cette annee. On est passes de 3 200$ a 3 584$. La ville dit que c est a cause de la reevaluation fonciere. Est ce qu on peut contester? Comment le processus fonctionne? D autres proprietaires dans Rosemont ont vu des augmentations similaires? J ai l impression que ca monte beaucoup plus vite que l inflation.
C est notre premier demenagement au Quebec (on vient de l Ontario). On a lu que le 1er juillet c est la folie ici. On demenage d un 4 et demi a un 5 et demi dans Verdun. Est ce qu on devrait reserver les demenageurs maintenant (on est en avril)? Combien ca coute en moyenne? Des conseils pour que ca se passe bien? On a 2 enfants en bas age donc on veut eviter le stress maximum.
Premier achat, je ne sais pas si je devrais aller directement a ma banque ou passer par un courtier hypothecaire. On me dit que c est gratuit parce que c est la banque qui paie la commission, mais est ce que le courtier va vraiment me trouver un meilleur taux que si je negocie moi meme? Quelqu un a une experience recente?
On regarde une maison a Saint Hubert construite en 1992. Le secteur est connu pour les problemes de pyrite. L inspection de base ne teste pas la pyrite. Est ce que je devrais faire faire un test? Ca coute combien? Et l ocre ferreuse c est un autre probleme dans ce secteur? Est ce que l assurance couvre les dommages causes par la pyrite? On a peur d acheter un probleme.
On a visité une maison qui nous plait beaucoup. L'inspection a révélé quelques trucs : fissures dans les fondations, isolation insuffisante dans le grenier, et un panneau électrique de 100 amperes 'a surveiller'. On sait pas si c'est normal pour une maison de 40 ans.
Les prix a Quebec ont augmente de 14% en un an. C est encore beaucoup moins cher que Montreal mais la tendance est forte. Est ce que ceux qui connaissent le marche de Quebec pensent que ca va se stabiliser? On hesite a acheter maintenant a Limoilou (455 000$ pour une unifamiliale) ou attendre. Le probleme c est que chaque mois les prix montent de 1 a 2%.
Couple, revenus combines de 105 000$, mise de fonds de 40 000$. On cherche un 3 chambres dans un quartier familial. A 500 000$ on a l impression qu il n y a rien de disponible a Montreal sauf des condos ou des secteurs tres loin du metro. Est ce qu on devrait regarder Laval, Longueuil ou la Rive Nord a la place? Quels quartiers offrent encore un bon rapport qualite prix?
Mon ami et moi on veut acheter un duplex ensemble. On occuperait chacun un logement. Comment on structure ca legalement? Est ce qu on devrait creer une compagnie? Faire une convention d indivision? Qu est ce qui arrive si un de nous veut vendre dans 5 ans? Notre notaire nous suggere une convention mais ca coute 2 000$ a rediger. Est ce que ca vaut le cout?
On hesite entre rester a Montreal (on loue sur le Plateau) ou acheter a Laval. A Montreal pour notre budget on aurait un condo, a Laval on pourrait avoir une maison unifamiliale. On a 2 enfants et un auto. Ceux qui ont fait le move de Montreal a Laval, vous regrettez? Est ce que le REM change la donne pour le transport? Les taxes sont elles plus elevees?
Je suis en train de budgeter mon premier achat et j aimerais savoir combien prevoir pour le notaire. On me dit entre 1 200$ et 2 500$ mais c est vague. Est ce que ca depend du prix de la propriete? Est ce que le notaire du vendeur et celui de l acheteur c est la meme personne? Et le certificat de localisation, c est le vendeur ou l acheteur qui paie?
Bonjour a tous! Je suis en processus d'achat pour mon premier condo. C'est un 4 et demi au 2e etage d'un triplex sur la rue de Castelnau, completement renove en 2022. Le vendeur demande 415 000$ et les taxes municipales sont a 2 800$ par annee. J'ai fait une preapprobation a 4.64% fixe 5 ans et ma mise de fonds serait de 25 000$ (CELIAPP + economies). Mon courtier hypothecaire me dit que ca passe au niveau des ratios mais je me demande si le prix est juste pour le secteur. Quelqu'un qui connait Villeray peut me donner son avis? Les condos similaires se vendent a combien en ce moment? J'ai vu sur nid.local que le median est a 345 000$ mais celui la est plus grand (1 050 pi2) et completement refait.
Je viens d acheter et je magasine mon assurance habitation. J ai eu des soumissions entre 1 400$ et 2 800$ par annee pour une unifamiliale de 1985 evaluee a 620 000$. L ecart est enorme entre les assureurs. Qu est ce qui fait varier le prix autant? Est ce que certains assureurs sont a eviter? Avez vous des recommandations pour la region de Montreal?
On fait inspecter une maison de 1978 la semaine prochaine. C est notre premier achat et on ne sait pas trop a quoi s attendre. Qu est ce que l inspecteur devrait absolument verifier? Est ce qu on devrait demander des tests supplementaires (pyrite, vermiculite, radon)? Notre inspecteur charge 550$ pour l inspection de base. Est ce que c est dans les prix normaux?
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